Common Dangers to Avoid While Driving
Unsafe Speeds - Exceeding speed limits, or driving too fast for traffic
conditions. Excessive speed reduces reaction time and greatly increases
impact and injuries.
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Allstate Comprehensive Coverage
A combination of liability, collision, medical payments and uninsured
/ underinsured motorist insurance would seem to take care of all conceivable
risks. Yet none of that insurance would necessarily cover losses to your
vehicle from these hazards: theft of the car or some of its contents,
collision with an animal, glass breakage, falling objects, fire, explosion,
earthquake, windstorm, hail, water, flood, malicious mischief, vandalism
or riots.
Comprehensive Allstate insurance, which is optional, will cover those
losses, usually up to the car's cash value and sometimes subject to a
deductible.
In some areas, if you keep your car, truck or motorcycle in a garage
or off-street parking area or if the vehicle has a good antitheft device
-- for instance, one that prevents the vehicle from being started -- you
can get a reduction in your comprehensive-coverage premium.
Comprehensive Allstate coverage also entitles you to some compensation
for renting a car if yours is stolen. Check your policy to see how much
the policy would pay per day and for how long; different companies pay
different amounts, subject to state requirements.
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Allstate Comprehensive Coverage
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