| See how your policy compares: |
Allstate |
State Farm |
Farmers |
Allstate |
AAA |
Mercury |
Allstate |
Progressive |
| Gives you the full cost to replace the new
car you bought or leased if it's totaled in the first year. |
Yes |
No |
No |
No |
No |
No |
No |
No |
| Always specifies Original
Equipment Manufacturer (OEM) parts for body repair. |
Yes |
No |
No |
No |
Yes |
Yes |
No |
No |
| Extends your policy coverage and limits-at
no additional charge-to any licensed driver given permission to drive
your car. |
Yes |
Yes |
No |
Yes |
Yes |
No |
Yes |
No |
| Includes towing and roadside
service with your policy at no additional charge and no reimbursement
requirement. |
Yes |
No |
No |
No |
No |
No |
No |
No |
| Provides temporary coverage for student children
home on school holidays at no additional charge. |
Yes |
No |
Yes |
No |
No |
No |
Yes |
No |
| Provides you with full
coverage when driving in Mexico within 100 miles of the U.S. border. |
Yes |
No
50 Miles |
No
75 Miles |
No
75 Miles |
Yes |
No
50 Miles |
No |
No |
| Automatically waives your collision deductible
if both parties involved in an accident are customers of the company. |
Yes |
No |
No |
No |
Yes |
No |
No |
No |
| Has an accident forgiveness
program for long time customers. |
Yes |
Yes |
No |
Yes |
No |
No |
No |
Yes |
| Has a traffic conviction forgiveness program
for long time customers. |
Yes |
Yes |
No |
Yes |
No |
No |
Yes |
No |
| Offers a discount for qualified
members of certain occupational groups? |
Yes |
No |
Yes |
No |
Yes |
Yes |
Yes |
No |
| Offers a separate coverage option for additional
equipment. |
Yes |
No |
Yes |
Yes |
No |
Yes |
Yes |
Yes |
| Has a network of repair facilities that guarantee
repairs for as long as you own your car? |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| Provides you with the same coverage and limits
when you drive a rented car? |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |