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Allstate Insurance Requirements
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Allstate Insurance Requirements


Each state has its own rules and regulations when it comes to auto insurance. This table lists the minimum requirements for each state.

State Type(s) of Coverage Required Minimum Liability Limits
AL Bodily Injury and Property Damage Liability (effective 6/2000) 20/40/10
AK Bodily Injury and Property Damage Liability 50/100/25
AZ Bodily Injury and Property Damage Liability 15/30/10
AR Bodily Injury and Property Damage Liability 25/50/15
CA Bodily Injury and Property Damage Liability, Personal Injury Protection 15/30/5
CO Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/15
CT Bodily Injury and Property Damage Liability, Uninsured and Underinsured Motorist 20/40/10
DE Bodily Injury and Property Damage Liability, Personal Injury Protection 15/30/5
DC Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/10
FL Property Damage Liability, Personal Injury Protection 10/20/10
GA Bodily Injury and Property Damage Liability 15/30/10
HI Bodily Injury and Property Damage Liability, Personal Injury Protection 20/40/10
ID Bodily Injury and Property Damage Liability 25/50/15
IL Bodily Injury and Property Damage Liability, Uninsured Motorist 20/40/15
IN Bodily Injury and Property Damage Liability 25/50/10
IA Bodily Injury and Property Damage Liability 20/40/15
KS Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
KY Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/10
LA Bodily Injury and Property Damage Liability 10/20/10
ME Bodily Injury and Property Damage Liability, Uninsured Motorist 50/100/25
MD Bodily Injury and Property Damage Liability, Personal Injury Protection (may be waived for policyholder but compulsory for passengers), Uninsured Motorist 20/40/10
MA Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 20/40/5
MI Bodily Injury and Property Damage Liability, Personal Injury Protection 20/40/10
MN Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured and Underinsured Motorist 30/60/10
MS Financial Responsibility Only 10/20/5
MO Bodily Injury and Property Damage Liability, Underinsured Motorist 25/50/10
MT Bodily Injury and Property Damage Liability 25/50/10
NE Bodily Injury and Property Damage Liability 25/50/25
NV Bodily Injury and Property Damage Liability 15/30/10
NH Financial Responsibility Only 25/50/25
NJ Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 15/30/5
NM Bodily Injury and Property Damage Liability 25/50/10
NY Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
NC Bodily Injury and Property Damage Liability 25/50/15
ND Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/25
OH Bodily Injury and Property Damage Liability 12.5/25/7.5
OK Bodily Injury and Property Damage Liability 10/20/10
OR Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
PA Bodily Injury and Property Damage Liability, Medical Payments 15/30/5
RI Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/25
SC Bodily Injury and Property Damage Liability, Uninsured Motorist 15/30/10
SD Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/25
TN Financial Responsibility Only 25/50/10
TX Bodily Injury and Property Damage Liability 20/40/15
UT Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/15
VT Bodily Injury and Property Damage Liability, Uninsured and Underinsured Motorist 25/50/10
VA Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/20
WA Bodily Injury and Property Damage Liability 25/50/10
WV Bodily Injury and Property Damage Liability, Uninsured Motorist 20/40/10
WI Financial Responsibility Only, Uninsured Motorist 25/50/10
WY Bodily Injury and Property Damage Liability 25/50/20
 
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